• providing false, inaccurate or incomplete Registration Information;
• defaulting on the payment of any fee;
• it comes to the attention of RaceClubs.com ™ that you are a minor in terms of laws or regulations applicable to you;
• it comes to the attention of RaceClubs.com™ or we have grounds to suspect that you are participating in the Games offered by RaceClubs.com™ from within a jurisdiction where such participation is prohibited or where you are otherwise prohibited to take part in horseracing ownership activities such as racing, training, auctioning and claiming of virtual racehorses;
• listing with any credit bureau; or
  any attempt or suspected attempt to defraud RaceClubs.com ™ or other members, cheat or make untrue, defamatory or malicious comments about RaceClubs.com ™, any affiliate websites or other members;
• harassment of other Members;
• deliberate manipulation of the Services in an attempt to transfer money between Member accounts for purpose other than participation in the Game ("money laundering").
• any violation of these Terms and Conditions or any laws or regulations.
• Notwithstanding the foregoing, RaceClubs.com™ shall not be liable in any manner whatsoever for any delay or failure on its part to suspend, cancel or refuse membership, whether or not it is aware of the possibility of any damage, harm or loss arising therefrom.

The Web Site may include discussion forums or other interactive areas or Services, including, without limitation, blogs, chat rooms, bulletin boards, message boards, online hosting or storage Services, or other areas or Services in which you or other Members create, post or store any information, content, messages, comments, materials or other items on the Web Site ("Interactive Areas"). You are solely responsible for your use of such Interactive Areas and use them at your own risk. By using any Interactive Areas, you agree not to post, upload, transmit, distribute, store, create or otherwise publish through the Web Site any of the following:

• Any message, comment, data, information, text, music, sound, photos, graphics, code or other material ("User Content") that is unlawful, libellous, slanderous, defamatory, profane or obscene (including the use of asterisks or other masking characters to disguise such profanity or obscenity), pornographic, harmful to minors, indecent, lewd, suggestive, insulting, harassing, abusive, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable or that you know or have reason to believe is incorrect, inaccurate, misleading or outdated;
• User Content that would constitute, encourage or provide instructions for a criminal offence, violate the rights of any party, or that would otherwise create liability or violate any local, state, provincial, national or international law;
• User Content that may infringe any patent, trademark, trade secret, copyright or other intellectual property or moral right of any party. By posting any User Content, you represent and warrant that you have the lawful right to transmit, distribute and reproduce such User Content;
• User Content that impersonates any person or entity or otherwise misrepresents your affiliation with a person or entity;
• Unsolicited promotions, political campaigning, advertising, junk mail, spam, chain letters, pyramid schemes or solicitation, including the publishing of any URLs;
• Private information of any third party, including, without limitation, addresses, phone numbers, e-mail addresses, social security or identity numbers and credit card numbers;
• Do not share personal information (your name, phone number, home address, password) with others on the site.
• Viruses, corrupted data or other harmful, disruptive or destructive files; and User content that is unrelated to the subject or topic of the Game or of the Interactive Area in question
• User Content that contains user-specified fonts, HTML, JavaScript, Java, Flash, ActiveX controls or other programming or scripting elements
• User Content that, in the sole judgment of RaceClubs.com™, is objectionable or which restricts or inhibits any other person from using or enjoying the Interactive Areas or the Web Site, or which adversely affects the availability of its resources to other users (e.g., excessive shouting, use of all capital letters, or flooding continuous posting of repetitive text), or which may expose RaceClubs.com™ or its users to any harm or liability of any type.

• Electronic mail messages addressed to a recipient with whom the initiator does not have an existing business or personal relationship or is not sent at the request of, or with the express consent of, the recipient;
• Messages posted to Forums and chat areas that are off-topic (unrelated to the topic of discussion), cross-posted to unrelated newsgroups, or posted in excessive volume;
• Solicitations posted to Forums and chat areas, or to groups or individuals via Internet Relay Chat or “Instant Messaging” system (such as MSN Messenger);

• Account Suspension: Upon the receipt of a credible and validated complaint, RaceClubs.com™ may also elect to immediately suspend the membership of the user implicated in the abuse. Suspension serves as a “Final” warning and will prevent the abuser from continuing their abusive “Spamming” behavior. RaceClubs.com™ will evaluate each validated abuse incident on a case-by-case basis and impose Termination or Suspension at its sole discretion. RaceClubs.com™ reserves the right to lift the suspension of a user at any time, at its sole discretion.
• Account Termination: Upon the receipt of a credible and validated complaint, RaceClubs.com™ may immediately terminate the membership of the individual user implicated in the abuse. Termination results in the immediate closure of the referral account, the loss of all referrals, the forfeiture of any unpaid referral money on account, a prohibition against any future membership, and the user will lose the right to compete in any races or utilize any of the Services.